PRICING

Pricing Matrix for California

Property Type

Positions

Loan Amount

Max LTV

Interest Rate

Terms

Pre Pay

Loan Program

Cost

Single Family

1-4 Units

NOO – O/O*

1st TD

$50K – $1Million

65%

8.49% – 9.99%

3-5 years

6 months

Interest Only

2%-4%

Single Family

1-4 Units

NOO – O/O*

2nd TD

$50K – $1Million

65%

9.49%-11.99%

3-5 years

6 months

Interest Only

3%-5%

Fix & Flip

1st TD

$50K – $600K

65% ARV

10%

3-12 months

none

Interest Only

3%-5%

Multi-Family Apartments

1st & 2nd TD’s

$50K – $1Million

65%

9%-11%

3-5 years

6 months

Interest Only

2.5%-4%

Commercial

1st & 2nd TD’s

$50K – $1Million

60%

9.5%-11.5%

3-5 years

6 months

Interest Only

2%-4%

Mixed Use

1st & 2nd TD’s

$50K – $1Million

60%

10%-12.5%

3-5 years

6 months

Interest Only

3%-5%

Industrial

1st & 2nd TD’s

$50K – $1Million

60%

10%-12.5%

3-5 years

6 months

Interest Only

3%-5%

Land

1st TD’s

$50K – $500K

30%

11%-13%

2 years

6 months

Interest Only

4%-6%

Lower LTV’s determine if the loan qualifies for a lower interest rate and points

65% LTV’s are considered by a case-by-case basis.

**We do not loan on Owner Occupied (OO) 1-4 Unit properties unless the loan is for business purposes.

Land and construction loans are considered on a case-by-case basis.

All Terms and Rates are subject to change. This rate sheet does not constitute a commitment to lend.

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