The motivation to start Agoura Hills Financial was to have a vehicle to invest conservatively in a real estate portfolio while minimizing risk and maximizing returns. Trust deed investing offers the opportunity to diversify into real estate investments without the hassles of buying and flipping homes, managing tenants and making repairs to units. Over the past ten years the stock market and bond investment returns have been inconsistent at best, while Trust deed investments have consistently paid above average returns. A 10% return on a trust deed doubles itself every 7 years.
Because our focus is consistent returns over time we are very selective as to the properties and borrowers we are lending to. We mitigate risk with low loan to values on income producing properties. It is our opinion that a diversified portfolio is a wise idea and should include investments that pay consistently over time.
Through fractionalized TD investments we offer the ability to diversify within the various real estate types. A $200,000 investment can be broken into 4 different property types which diversifies the portfolio and reduces exposure: Multi-Family, Industrial, Office and Retail. Self directed IRA’s are another way to take advantage of high returns while preserving the benefits of an IRA and planning for retirement.